Business Operations
Operating Cost Calculator
Track and analyze your monthly operating expenses across all categories.
Rent / Lease
$
Monthly rent or lease payments for office/retail space
Salaries & Benefits
$
Employee salaries, benefits, payroll taxes, bonuses
Insurance
$
Business, liability, health, and property insurance
Utilities
$
Electricity, water, gas, internet, phone services
Marketing & Advertising
$
Digital ads, social media, print, SEO, content creation
Raw Materials / Inventory
$
Cost of goods sold, raw materials, product inventory
Shipping & Logistics
$
Freight, delivery, packaging, warehouse storage
Other Operating Expenses
$
Software, subscriptions, travel, office supplies, maintenance
Annual Growth Rate
%
Estimated annual increase in operating costs
Total 100%
Total Monthly OpEx
$0
all operating costs
Fixed Costs $0
Variable Costs $0
Annual Operating Cost $0
Projected Next Year $0

📊 Detailed Breakdown

Category Monthly Annual % of Total

How the formula works

Total OpEx = Fixed Costs + Variable Costs  |  Annual = Monthly × 12
  • Fixed Costs = Rent + Salaries + Insurance + Utilities (unchanging monthly)
  • Variable Costs = Marketing + Materials + Shipping + Other (fluctuate with business activity)
  • Total Monthly OpEx = Fixed Costs + Variable Costs
  • Annual Operating Cost = Total Monthly OpEx × 12
  • Projected Next Year = Annual × (1 + Growth Rate / 100)