Travel Protection
Travel Insurance Calculator
Calculate your travel insurance needs and estimated premium.
Trip Cost
$
Total cost of your trip (flights, hotels, activities)
Trip Duration
days
Length of your trip in days
Travelers
people
Number of travelers to insure
Medical Coverage
$
Emergency medical coverage amount
Destination Type
International trips typically require higher coverage
Coverage
0%
Estimated Premium
$0
estimated insurance cost
Medical Coverage
$0
Trip Protection
$0
Liability Coverage
$0
Total Coverage
$0
📊 Coverage Breakdown
| Coverage Component | Amount | % of Total |
|---|
How the formula works
Premium ≈ (Trip Cost × 0.04) + (Duration × $2) + (Travelers × $5) + Destination Factor + Medical Coverage Factor
- Premium = Base Rate + Trip Cost % + Duration + Travelers + Destination Factor
- Trip Protection = 100% of Trip Cost (covers cancellation/interruption)
- Medical Coverage = As selected (emergency medical & evacuation)
- Liability Coverage = $100,000 for domestic, $250,000 for international
- International trips have higher premiums due to increased risk